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With Michigan Planners, You & Your Employees Are Covered

For over 60 years now, Michigan Planners has provided access to affordable and comprehensive healthcare coverage for small and large businesses, individuals, and Medicare aged individuals.

Welcome to Michigan Planners

For over 60 years now, Michigan Planners has provided access to affordable and comprehensive healthcare coverage for individuals as well as small and large businesses. Our solutions save you time and money because, as a small family business ourselves, we know what it takes to keep your employees happy. We deliver solutions nationwide, with client locations in 26 states.

We Work Hard So You Don't Have To

See What Our Clients Are Saying!

  • Rann Paynter - President and CEO
    Selling our book of business to and partnering with Michigan Planners has been a solid decision for our organization.  The company’s attention to detail, increasing the level of options and service for our members has been outstanding.  We heartily recommend them to others.
    Rann Paynter - President and CEO
    Michigan Bankers Association (MBA)
  • Patrick M.
    For over a decade Michigan Planners has helped our company successfully manage our healthcare benefit offerings with tremendous knowledge and impeccable customer service.
    Patrick M.
    Isabella Bank
  • Doreen L.
    Wes (Shivel) reached out to me and has been working with my parents. He did a great job explaining things to my parents and was very helpful. Once again, Michigan Planners earns 5 stars!!! I can’t express how appreciative we are for your help.
    Doreen L.
    Florence Cement Company
  • Jacqueline Giordano - Insured
    I honestly don’t know what I would do if I didn’t have Shelby to help me with all my benefits questions/concerns. She is my angel!
    Jacqueline Giordano - Insured
    Dorian Ford
  • Lindsey Miller - HR/Accounting Director
    With the help and direction of Michigan Planners, we have been able to streamline HR functions, both with daily processes as well as reporting and open enrollment improvements.
    Lindsey Miller - HR/Accounting Director
  • HR Coordinator/Purchasing Agent
    As the HR Coordinator for a small specialty manufacturing company, I wear many hats. Since I wear so many hats it was wonderful to work with a company that could take some of the load off of my shoulders. The entire team at Michigan Planners has a wealth of up-to-date knowledge and I take a tremendous amount of comfort in knowing that we are in good hands. I honestly can't imagine working with a better company and I can't recommend Michigan Planners enough!!!!
    HR Coordinator/Purchasing Agent
    Top Line Electric
  • HR Director
    MI Planners is a true partner in addressing and understanding the specific needs of our municipality. They make it a point to understand our organization and make recommendations with our best interests in mind. With a highly knowledgeable workforce, they have the tools necessary to meet our needs strategically and administratively, as well as the needs of our employees and retirees, personalizing each interaction. They truly have become part of our organizational benefits support team. The combination of their expertise, support, and customer service is what puts MiPlanners above everyone else. We are proud of our continuing business relationship with them.
    HR Director
    City of Traverse City
  • Office Manager
    The Michigan Planners team makes my job so much easier. I turn to all of them, and it gets taken care of. It really doesn't get any better than that. A job well done takes Michigan Planners at the helm. I expect nothing less from Michigan guys are the cat's meow!!!
    Office Manager
    QCR Tech - Madison Heights
  • Meagan Krzywosinski - AVP Human Resources
    Happy Dance happening in Harbor Springs! I just did my 2020 enrollment online and I LOVE IT!!!!!!!!!! I love how it looks and YOU WERE ALL CORRECT…WOW it is super easy. My favorite part of the whole process was seeing the beautiful “print” button at the end with a line for team members to sign-yay!!!!!
    Meagan Krzywosinski - AVP Human Resources
    First Community Bank

MI Service Model

You can look to us for everything you want to provide your employees.

The Tech Effect

Hi-Tech, hands-on solutions for education, enrollment & administration.

Webinars & Continuing Education


Stay informed while learning from subject matter experts regarding a variety of human resource-accredited webinars.

Regional Benchmarking

Local employer and carrier data to maintain your plans' competitive edge, while analyzing marketplace trends.

Erisa Compliance

Documents, employee notices and reporting assistance to maintain complaince.

Plan Evaluation & Goal Determination

An in-depth review of your companies benefit landscape, where it is today and where you want it to be in the future.

Market Review & Vendor Assessment

A thorough review of the best market fit for your organization through analysis and negotiation.

Benefit Strategy & Plan Recommendations

Long-term actionable steps to establish plan continuity, while maintaining corporate goals.

Employee Contribution Discussion & Development

Strategies to keep your plan affordable and competitive.


Reach your employees via text messaging, email, video, in person, and webinar.

App Usage & Education

Convenience, efficiency and awareness in the palm of your hand.


A customized strategy targeting the employee and covered dependents for a healthier more engaged team.

Claims Services

We fix it when it breaks with compassion and efficiency.

Benefit Books & Enrollment Forms

Comprehensive, yet understandable, benefit resources.

Educational Videos

Simplifying the communication process.

Employee Meetings

Personal approach at open enrollment and new hire benefit orientation.

Consumer Advocacy

Know before you go, cost estimator and personal health shopper

Plan Design

Consulting and partnering in all areas of plan design for:
Defined Contribution (401(k), 403(b), 457, Profit Sharing) Defined Benefit (Traditional & Cash Balance) Employee Stock Ownership Plans (ESOP) and Non-Qualified Plans.

A Strong Commitment to Retirement Plan Education

Successfully enroll eligible employees at appropriate contribution levels.
Consult with employees to make them aware of their current Retirement Readiness status through personalized retirement reports and ongoing employee reviews.

Fee Transparency in All Areas

(Recordkeeping Investments, Fiduciary Services and Financial Professional)
Clear separation of expenses
Lower cost investment options
Assist in managing fiduciary responsibility

Clear Understanding of Deliverables

Clients receive a detailed service agreement, which outlines:
Investment Reviews
Benchmarking Plan Costs
Education meetings, all employee and one-on-one

MI Product Portfolio

Medical Prescription Insurance Michigan

Medical & Prescription Insurance

Small Group | Large Group | Individual

Disability Insurance Michigan

Disability Insurance

Valued Partners

Michigan Planners represents all trusted and recognizable brands with a proven track record of quality, reliability, sustainability, and efficiency. Employer-specific recommendations from our carrier portfolio are based on a competitive economic position and the ability to deliver the ideal solution for all affected parties.

Blue Cross Blue Shield Health Insurance Planners
Metlife Michigan Insurance Planners
Apostrophe Michigan Insurance Planners
Asr Health Benefits Michigan Insurance Planners
Aetna Michigan Insurance Planners
Vsp Michigan Insurance Planners
Hap Michigan Insurance Planners
Health Insurance Planner Partner Priority Health
The Standard Michigan Insurance Planners
Eyemed Michigan Insurance Planners
Mclaren Michigan Insurance Planners
Unitedhealth Group Michigan Insurance Planners
Assurant Michigan Insurance Planners
Mutual Of Omaha Michigan Insurance Planners
EHIM Michigan Insurance Planners