Group Insurance Broker Serving Traverse City, MI
For over 50 years, we have provided access to quality, affordable benefits to individuals and businesses alike. We specialize in providing complete coverage tailored to your needs with outstanding customer service from people who care about you, your business, and your employees.
We Work Hard So You Don't Have To
Welcome to Michigan Planners
Michigan Planners is a group insurance broker serving Traverse City and surrounding Northern Michigan areas.
But don’t just take our word for it.
Here’s what the Human Resource Director for the City of Traverse City has to say about us:
MiPlanners is a true partner in addressing and understanding the specific needs of our municipality. They make it a point to understand our organization and make recommendations with our best interests in mind. With a highly knowledgeable workforce, they have the tools necessary to meet our needs strategically and administratively, as well as the needs of our employees and retirees, personalizing each interaction. They truly have become part of our organizational benefits support team. The combination of their expertise, support and customer service is what puts MiPlanners above everyone else. We are proud of our continuing business relationship with them.
We Know Traverse City
Michigan Planners strives to be your long-term partner as you grow your business, retain employees, and attract new talent. Offering quality group employee benefits can help you accomplish all three.
According to HR experts, a “healthy” turnover rate should hover between 12% and 15%. But the U.S. Department of Labor Statistics reports that hotels and motels experience a. This is a real problem for Traverse City because many locals depend on the tourism and hospitality industries for their livelihoods.
One solution is to offer competitive employee benefits. Not only will this attract qualified talent to work at your business but it’ll also encourage your current employees to stay.
Big Enough to Serve, Small Enough to Care.™
Michigan Planners is big enough to serve and small enough to care. This is more than a slogan. It’s our guiding principle for every facet of our company.
Here are some of the products we offer to companies in Traverse City:
- Medical and prescription insurance
- Disability insurance
- Retirement benefits
- Life insurance
- Worksite benefits
- Dental insurance
- Vision insurance
Whether you run a small or mid-sized business, you can trust us to always prioritize your insurance needs. We work on your behalf to find the best deal for your business—not on behalf of insurance companies.
Transfer or Start a New Benefits Program
Michigan Planners is an (800) 674-9235.. As such, we would be more than happy to help you transfer or start a new benefits program for your business. To get started, call
How We Can Help You!
Kurt Swartz | Managing Partner
See What Our Clients Are Saying!
I honestly don’t know what I would do if I didn’t have Shelby to help me with all my benefits questions/concerns. She is my angel!
With the help and direction of Michigan Planners, we have been able to streamline HR functions, both with daily processes as well as reporting and open enrollment improvements.
As the HR Coordinator for a small specialty manufacturing company, I wear many hats. Since I wear so many hats it was wonderful to work with a company that could take some of the load off of my shoulders. The entire team at Michigan Planners has a wealth of up-to-date knowledge and I take a tremendous amount of comfort in knowing that we are in good hands. I honestly can't imagine working with a better company and I can't recommend Michigan Planners enough!!!!
MI Planners is a true partner in addressing and understanding the specific needs of our municipality. They make it a point to understand our organization and make recommendations with our best interests in mind. With a highly knowledgeable workforce, they have the tools necessary to meet our needs strategically and administratively, as well as the needs of our employees and retirees, personalizing each interaction. They truly have become part of our organizational benefits support team. The combination of their expertise, support, and customer service is what puts MiPlanners above everyone else. We are proud of our continuing business relationship with them.
The Michigan Planners team makes my job so much easier. I turn to all of them, and it gets taken care of. It really doesn't get any better than that. A job well done takes Michigan Planners at the helm. I expect nothing less from Michigan Planners...you guys are the cat's meow!!!
Happy Dance happening in Harbor Springs! I just did my 2020 enrollment online and I LOVE IT!!!!!!!!!! I love how it looks and YOU WERE ALL CORRECT…WOW it is super easy. My favorite part of the whole process was seeing the beautiful “print” button at the end with a line for team members to sign-yay!!!!!
MI Service Model
You can look to us for everything you want to provide your employees.
The Tech Effect
Hi-Tech, hands-on solutions for education, enrollment & administration.
Seminars & Continuing Education
Stay informed while learning from subject matter experts regarding a variety of human resource accredited seminars.
Local employer and carrier data to maintain your plans' competitive edge, while analyzing marketplace trends.
Documents, employee notices and reporting assistance to maintain complaince.
Plan Evaluation & Goal Determination
An in-depth review of your companies benefit landscape, where it is today and where you want it to be in the future.
Market Review & Vendor Assessment
A thorough review of the best market fit for your organization through analysis and negotiation.
Benefit Strategy & Plan Recommendations
Long-term actionable steps to establish plan continuity, while maintaining corporate goals.
Employee Contribution Discussion & Development
Strategies to keep your plan affordable and competitive.
Reach your employees via text messaging, email, video, in person, and webinar.
App Usage & Education
Convenience, efficiency and awareness in the palm of your hand.
A customized strategy targeting the employee and covered dependents for a healthier more engaged team.
We fix it when it breaks with compassion and efficiency.
Benefit Books & Enrollment Forms
Comprehensive, yet understandable, benefit resources.
Simplifying the communication process.
Personal approach at open enrollment and new hire benefit orientation.
Know before you go, cost estimator and personal health shopper
Consulting and partnering in all areas of plan design for:
Defined Contribution (401(k), 403(b), 457, Profit Sharing) Defined Benefit (Traditional & Cash Balance) Employee Stock Ownership Plans (ESOP) and Non-Qualified Plans.
A Strong Commitment to Retirement Plan Education
Successfully enroll eligible employees at appropriate contribution levels.
Consult with employees to make them aware of their current Retirement Readiness status through personalized retirement reports and ongoing employee reviews.
Fee Transparency in All Areas
(Recordkeeping Investments, Fiduciary Services and Financial Professional)
Clear separation of expenses
Lower cost investment options
Assist in managing fiduciary responsibility
Clear Understanding of Deliverables
Clients receive a detailed service agreement, which outlines:
Benchmarking Plan Costs
Education meetings, all employee and one-on-one
MI Product Portfolio
Protect employers and their dependents.
Medical & Prescription Insurance
Michigan Planners represents all trusted and recognizable brands with a proven track record of quality, reliability, sustainability, and efficiency. Employer-specific recommendations from our carrier portfolio are based on a competitive economic position and the ability to deliver the ideal solution for all affected parties.